Why Trust Fincapy?

Your privacy and security are our top priorities. Here's how we keep your data safe and your trust at the center of everything we do.

🛡️ Security First

  • All data is encrypted in transit (TLS) and at rest (AES-256).
  • Two-Factor Authentication (2FA) is mandatory for all users via authenticator apps (the most secure way to perform 2FA).
  • Financial institution connections are handled securely via trusted third parties (Plaid). We never store your bank credentials.
  • Billing is handled securely via Stripe. We never store your card details.
  • Regular security audits and automated testing

🔒 Privacy by Design

  • Your data is yours. We never sell your information to third parties.
  • Minimal data collection: only what's needed to provide our service.
  • Only you can see your financial data. Here's what we can see:
    • Your name and email address
    • The number of financial institutions you have connected
    • The billing status of your account
    • The number of users on your account
    • That's it. We don't see your financial data.
  • Delete your account/data at any time. Just shoot us an email at support@fincapy.com

☁️ Trusted Infrastructure

  • We use the most secure, privacy-first, and reliable infrastructure available.
  • Amazon Bedrock powers our AI transaction categorization—your data is processed securely using industry-leading cloud AI.
  • AWS SES is used for all transactional and notification emails, ensuring reliable and secure delivery.
  • Fly.io hosts our application services and databases, providing global, secure, and scalable infrastructure.

📢 Radical Transparency

  • Clear, simple pricing—no hidden fees or surprise charges.
  • 30-day money-back guarantee if you're not satisfied.
  • Open communication: reach us anytime at support@fincapy.com.
  • We publish regular updates on security and privacy improvements.

Ready to experience secure, private budgeting?